Help To Buy Scheme


We are delighted to announce that you can now buy a Juniper Home through the Government’s Help To Buy Scheme. This means that buyers will only require a 5% deposit, whether you are a first time buyer or an existing home owner.

There are currently two Help to Buy schemes – ‘Equity Loan’ and ‘Mortgage Guarantee’.  Both require a 5% deposit and are available to first time buyers and existing homeowners. Beyond that, the schemes are very different and here’s how:

Help to Buy Equity Loan

  • Available on new build homes up to £600,000 in England
  • The Government will lend you up to 20% of the property value through an equity loan which can be repaid at any time during the loan term or on the sale of your home.
  • You won’t be charged any loan fees for the first 5 years of owning your home.
  • You’ll only need to secure up to a 75% mortgage from a bank or building society.
  • There is a range of competitive mortgage rates available with this scheme.


Help to Buy Mortgage Guarantee

  • Available on new build homes and existing homes up to £600,000 in England
  • You’ll need to secure up to a 95% mortgage from a participating mortgage lender.
    • The lender can now offer this loan-to-value mortgage as the Government will provide them with a guarantee of up to 15% of the property value.


For more information on the Help To Buy Scheme, please visit the Help To Buy website (


To take advantage of this scheme, please register your interest in one of the properties at our latest development, The Friendship.